Guides
Guides that answer the real questions
New guides every week — researched, written for Australian businesses, and honest about what lenders look at.
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Do Loan Repayments Come Out on Weekends? Business Guide
Do loan repayments come out on weekends? How business loan debits move around weekends and holidays, the Christmas 2026 map, and how to avoid a dishonour.
9 November 2026
EFTPOS Down? What to Do on a Busy Saturday Night
EFTPOS down on a Saturday night? The steps to keep taking money, the offline-mode catch most owners miss, and the Monday list that protects a claim.
5 November 2026
Funding Extended Trading Hours: What It Costs Before It Pays
Thinking of funding extended trading hours? Cost the first three months before the extra sales arrive, then pick a buffer, line of credit or loan with an exit.
2 November 2026
Fake PayID Payment Email: What to Do Tonight
Got a fake PayID payment email telling you to 'upgrade to a business account'? How to check in 60 seconds, what not to send, and who to call after hours.
29 October 2026
Boxing Day Public Holiday 2026: Saturday, Pay and Cash
Boxing Day public holiday 2026 lands on a Saturday, with Monday 28 December as an extra day off. Who gets paid what, and the pay-run dates to fix now.
26 October 2026
EFTPOS Settlement on Weekends: When Takings Land
EFTPOS settlement on weekends depends on one setting most owners never check. When Saturday takings land, the 9:30pm cut-off, and the Christmas pile-up.
22 October 2026
Business Loan Over Melbourne Cup Weekend: What Moves in Vic
Need a business loan over the Melbourne Cup long weekend in Victoria? What Cup Day closes, what still runs, and why the quiet Monday is the day that matters.
18 October 2026
Payday Super Over Christmas: 2026–27 Super Deadlines
Payday Super over Christmas 2026: the real fund deadline for every December pay run, why paying wages early moves it, and the January week to watch.
11 October 2026
Direct Debit Dishonoured Overnight? What to Do Before 9am
Got a direct debit dishonour notice at night? What it means, what you can fix before 9am, the ATO payment plan trap, and the one call to make first.
4 October 2026
Due Date on a Weekend? ATO, BAS, Super and Invoice Rules
BAS, Payday Super, BPAY and invoice due dates on a weekend or public holiday: which move to the next business day, which don't, and the interstate holiday rule.
2 October 2026
Public Holiday Wages: Planning the Cash Before It Hits
Public holidays change your wage bill whether you open or close. How to estimate the cost, time pay runs around closed banking days and keep super on time.
2 October 2026
Real Lender Call or a Scam? Checks for Business Owners
A call or text about a business loan you did or didn't apply for? Simple checks to tell a genuine lender from a scam, and what a real first call is like.
1 October 2026
Month-End on a Weekend: Debits, Rent and Cash Flow
When month-end falls on a weekend, debits, rent and repayments can bunch up on one business day. How to see the pile-up coming and keep the account covered.
1 October 2026
Borrowing at Midnight? 10 Questions Before You Enquire
Late-night worry makes every problem look like a loan problem. Ten honest questions to answer before you enquire, so any finance actually fixes the issue.
1 October 2026
Weekend-Trading Business Cash Flow: When Banks Are Closed
Markets, cafés, events and trades earn most on weekends, when banks are shut. How to line up takings, wages, stock and bills with a Monday-to-Friday system.
1 October 2026See what your business could qualify for
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