How we write and check this site

24 Hour Finance writes for business owners who are dealing with money problems outside office hours: a dishonoured direct debit at midnight, payroll due on a public holiday, a payment that hasn't cleared over a long weekend. Because people act on these pages quickly, we hold them to these standards.

Sources we rely on

Timing questions are checked against the bodies that set the rules: the Reserve Bank of Australia and AusPayNet for payment and settlement times, the ATO for lodgement and payment due dates, Fair Work for pay and public holiday rules, business.gov.au, and Scamwatch for payment scams. Every page lists its main sources. If we can't confirm a time or a date, we don't state it.

How we review a page

• Pages are written by the 24 Hour Finance editorial team and checked line by line against the sources listed on them.
• Anything date-based (public holidays, due dates, bank processing days) is checked again before each new financial year and before the Christmas and Easter closedowns.
• We describe what can happen overnight honestly. A specialist can be ready first thing; money moving overnight depends on banks, documents and settlement times we don't control.

What we leave out

• Interest rates. Every loan is priced on the business's own circumstances.
• Guaranteed timeframes, testimonials, ratings and made-up statistics.
• Real client details. Scenarios are illustrations and are labelled that way.

Spotted a mistake?

Tell us on the contact page. We check every report and update the page and its date if anything needs fixing.

Our pages are general information only and don't take your situation into account. For advice about your own tax or legal position, speak with your accountant or lawyer. More about us is on the about page.

Last reviewed 9 November 2026.