Image credits

Photos on this site are used under the free Unsplash and Pexels licences. Thank you to the photographers below.

• Cafe owner working on a laptop late at night after closing — photo by Paul Esch-Laurent on Unsplash
• Fruit market shopfront on Dixon Street in Sydney's Chinatown — photo by Dominic Kurniawan Suryaputra on Unsplash
• Kitchen table under a single light late at night — photo by ZENG YILI on Unsplash
• Business owner checking a banking app on a phone in the dark — photo by Shubham Sharan on Unsplash
• Tradesman working late at his bench in a dimly lit workshop — photo by Alex Gruber on Unsplash
• Stallholder serving customers at a weekend fruit and vegetable market — photo by Remy Gieling on Unsplash
• Closed sign hanging on a shop door — photo by Tim Mossholder on Unsplash
• Modern commercial building at dusk in Chippendale, Sydney — photo by April Pethybridge on Unsplash
• Mechanic's hands repairing wiring inside a broken machine — photo by Nina Mercado on Unsplash
• Calendar with due dates marked by red pins — photo by Towfiqu barbhuiya on Unsplash
• Restaurant kitchen ready for a busy public holiday shift — photo by Rohan G on Unsplash
• Business owner looking at an incoming call on a phone — photo by Priscilla Du Preez on Unsplash
• Laptop open on a desk for month-end invoicing — photo by Justin Morgan on Unsplash
• Business owner thinking at a desk lit by a lamp at midnight — photo by Vitaly Gariev on Unsplash
• Closed roller door on a warehouse during the Christmas shutdown — photo by the blowup on Unsplash
• Cafe interior in the morning as the owner takes a phone call — photo by Jason Leung on Unsplash
• Two business owners reviewing and signing loan documents at a table — photo by Carrie Allen on Unsplash
• Weekend outdoor market with produce stalls and shoppers — photo by Antonio Araujo on Unsplash
• Burger shop owner sitting alone after closing, head in hand, reading a payment alert on his phone — photo by Henrique Ribeiro on Pexels
• Employer running a payroll spreadsheet on a laptop, with a calculator and card terminal on the desk, before the Christmas pay run — photo by Mikhail Nilov on Pexels
• Centre Place laneway in Melbourne's CBD, lined with small shops and cafés, with shoppers walking between them — photo by cronos449 on Unsplash
• Café owner closing up behind a lit counter at night after a busy weekend of card takings — photo by lewisnguyen on Unsplash
• Open notebook, keyboard and a coffee on a wooden desk, ready for planning the December pay runs — photo by goumbik on Unsplash
• Tablet showing a web browser page on a white desk, the kind of screen a seller checks when a payment email looks suspicious — photo by 2hmedia on Unsplash
• Neon craft beer sign glowing after dark outside a late-trading venue — photo by marcohaenssgen on Unsplash
• Customer tapping a card on a payment terminal at a café counter while the barista waits — photo by SpotOn POS on Pexels
• Hands marking repayment dates with sticky notes on a printed monthly calendar beside a laptop — photo by Ahmed ؜ on Pexels